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Laxmi India Finance Listing Price
| Exchange | Listing Price | Gain/Loss | % |
|---|---|---|---|
| NSE | ₹137.52 | -₹20.48 | -12.96% |
| BSE | ₹136.00 | -₹22.00 | -13.92% |
Laxmi India Finance Subscription
Last updated on 31-Jul-2025 18:52:04
| Category | Offered | Applied | Times |
|---|---|---|---|
| QIBs | 3186253 | 4136940 | 1.3 |
| HNIs | 2389690 | 4402678 | 1.84 |
| HNIs 10+ | 1593127 | 2894354 | 1.82 |
| HNIs 2+ | 796563 | 1508324 | 1.89 |
| Retail | 5575943 | 12374630 | 2.22 |
| Employees | 160928 | 252296 | 1.57 |
| Total | 11312814 | 21166544 | 1.87 |
Application-Wise Breakup (Approx. no. of Apps) | |||
|---|---|---|---|
| Category | Reserved | Applied | Times |
| HNIs (10L+) | 1211 | 394 | 0.33 |
| HNIs (2-10L) | 605 | 1016 | 1.68 |
| Retail | 59319 | 114148 | 1.92 |
| Employee | - | 1275 | - |
| Total Applications: 116833 | |||
| © IPO Premium | |||
| Subscription Demand (in ₹ crore) | |||
|---|---|---|---|
| Category | Offered | Demand | Times |
| QIBs | 50.34 | 65.36 | 1.3 |
| FIIs | - | 53.63 | - |
| DIIs | - | 0 | - |
| Mutual funds | - | 0 | - |
| Others | - | 11.73 | - |
| HNIs | 37.76 | 69.56 | 1.84 |
| HNIs 10+ | 25.17 | 45.73 | 1.82 |
| HNIs 2+ | 12.59 | 23.83 | 1.89 |
| Retail | 88.1 | 195.52 | 2.22 |
| Employees | 2.54 | 3.99 | 1.57 |
| Total | 178.74 | 334.43 | 1.87 |
| QIB Interest Cost per share (7 Days) | |||||
|---|---|---|---|---|---|
| @7% ₹0.3 | @8% ₹0.3 | @9% ₹0.4 | @10% ₹0.4 | @11% ₹0.4 | @12% ₹0.5 |
Laxmi India Finance Lot(s) Distribution
| Category | Lot(s) | Qty | Amount | Reserved |
|---|---|---|---|---|
| Retail | 1 | 94 | 14852 | 59319 |
| sHNI | 14 | 1316 | 207928 | 605 |
| bHNI | 68 | 6392 | 1009936 | 1211 |
Laxmi India Finance Reservation
| Category | Shares Offered | % |
|---|---|---|
| QIB | 3186253 | 28.16% |
| HNI | 2389690 | 21.12% |
| Retail | 5575943 | 49.29% |
| Employee | 160928 | 1.42% |
| Total | 11312814 | 100% |
Laxmi India Finance About
IPO Details
| Total Issue Size | 16,092,195 shares(aggregating up to 254.26 Cr) |
| Fresh Issue | 10,453,575 shares(aggregating up to 165.17 Cr) |
| Offer For Sale | 5,638,620 shares(aggregating up to 89.09Cr) |
| Issue Type | Bookbuilding IPO |
| Listing At | BSE, NSE |
| Share Holding Pre Issue | 4,18,14,300 shares |
| Share holding Post Issue | 5,22,67,875 shares |
Laxmi India IPO Reservation
| Investor Category | Shares Offered |
|---|---|
| QIB Shares Offered | Not more than 50% of the Net Offer |
| Retail Shares Offered | Not less than 35% of the Net Offer |
| NII Shares Offered | Not more than 15% of the Net Offer |
Key Performance Indicator (KPI)
| KPI | Mar-25 | Mar-24 | Mar-23 |
|---|---|---|---|
| RONW | 13.95% | 11.24% | 10.52% |
| D/E | 4.42 | 3.80 | 4.03 |
| EPS (basic) | 8.78 | 6.11 | 5.02 |
| P/E Pre IPO | 18.35 | ||
| P/E Post IPO | 22.94 |
Company Financial In Crore
| Period Ended | Mar-25 | Mar-24 | Mar-23 |
|---|---|---|---|
| Assets | 1,412.52 | 984.85 | 778.71 |
| Revenue | 248.04 | 175.02 | 130.67 |
| Profit After Tax | 36.01 | 22.47 | 15.97 |
| EBITDA | 163.88 | 114.59 | 85.96 |
| Net Worth | 257.47 | 201.22 | 152.33 |
| Reserves and Surplus | 236.99 | 181.87 | 134.23 |
| Total Borrowing | 1,137.06 | 766.68 | 615.49 |
About Company
- Incorporated: 1996
- Business Type: Non-Banking Financial Company (NBFC)
- Core Offerings: MSME loans, vehicle loans, construction loans, and other lending solutions
- Special Focus: Over 80% of MSME loans qualify under Priority Sector Lending
Customer Base:
- Total Customers (as of June 30, 2024): 26,065
- Active MSME Customers: 15,732
- Active Vehicle Loan Customers: 6,146
- Customer Growth: Increased by 78.92% from 14,568 (as on March 31, 2022)
Funding Sources :
- Total Lenders: 43 (includes banks and financial institutions)
- Instruments Used: Term loans, Non-Convertible Debentures (NCDs), working capital loans, and overdrafts against FDs
Branch Network :
- Total Branches (as of Sept 30, 2024): 139
- Operational Regions: Rajasthan, Gujarat, Madhya Pradesh, and Chhattisgarh
- Branch Leadership: Highest branch presence in Rajasthan among peers
Strength
Robust Credit & Risk Management: The company has a structured credit assessment and risk framework, focusing on borrowers' credit history and cash flows, which helps manage risks in underserved financial segments effectively.
Strong Rural & Semi-Urban Presence: With deep penetration in rural and semi-urban India, the company leverages direct and indirect sourcing channels to serve underpenetrated credit markets, offering significant growth potential.
Efficient Hub-and-Branch Model: The hub-and-branch structure enhances operational efficiency, reduces costs, and improves customer reach—especially in underserved regions—by enabling faster disbursals and localized service delivery.
Weakness
Dependence on External Funding: The business requires substantial capital, and any disruption or unfavorable terms in raising debt or equity could impact liquidity, operations, and financial health.
High MSME Sector Exposure: With over 75% of revenue from MSME lending, any policy shift or slowdown in the MSME sector may significantly affect the company’s performance.
Regulatory Compliance Risk: Being an RBI-regulated NBFC, failure to comply with RBI inspection observations or regulatory norms can lead to penalties and operational restrictions.
Laxmi India Finance Latest Announcements
| Date | Subject | Attachment Text |
|---|
Laxmi India Finance Financial Results
Laxmi India Finance Lead Manager(s)
Laxmi India Finance Address
Laxmi India Finance Ltd.
2 DFL,
Gopinath Marg,
MI Road,
Jaipur, Rajasthan, 302001
Phone: +91 9773376198
Email: investors@lifc.in
Website: http://www.lifc.co.in/
Laxmi India Finance Registrar
MUFG Intime India Private Limited (Link Intime)
Link Intime India Private Ltd
C 101, 247 Park,
L.B.S.Marg Vikhroli (West),
Mumbai - 400083
Laxmi India Finance Reviewers
| Reviewer | Recommendation | File |
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